“BANK-INHERENT RISKS AND PERFORMANCE IN NIGERIA’S RECESSION ERA: EVALUATING THE EFFICACY OF RISK-BASED SUPERVISION (2012-2019)”. FUDMA Journal of Business Management 3, no. 1 (December 15, 2025): 251–271. Accessed December 28, 2025. https://fjbm.fudutsinma.edu.ng/index.php/fjbm/article/view/4.