“BANK-INHERENT RISKS AND PERFORMANCE IN NIGERIA’S RECESSION ERA: EVALUATING THE EFFICACY OF RISK-BASED SUPERVISION (2012-2019)”, FJBM, vol. 3, no. 1, pp. 251–271, Dec. 2025, Accessed: Feb. 26, 2026. [Online]. Available: https://fjbm.fudutsinma.edu.ng/index.php/fjbm/article/view/4