“BANK-INHERENT RISKS AND PERFORMANCE IN NIGERIA’S RECESSION ERA: EVALUATING THE EFFICACY OF RISK-BASED SUPERVISION (2012-2019)” (2025) FUDMA Journal of Business Management, 3(1), pp. 251–271. Available at: https://fjbm.fudutsinma.edu.ng/index.php/fjbm/article/view/4 (Accessed: 28 December 2025).