IMPACT OF AWARENESS AND USAGE OF CASHLESS PAYMENT SYSTEMS ON SOCIO-ECONOMIC ACTIVITIES IN RURAL COMMUNITIES IN KADUNA STATE. FUDMA Journal of Business Management, [S. l.], v. 4, n. 1, p. 430–442, 2026. Disponível em: https://fjbm.fudutsinma.edu.ng/index.php/fjbm/article/view/85. Acesso em: 13 jun. 2026.